Open enrollment for the Affordable Care Act (ACA), better known as Obamacare, runs from November 1 through December 15, 2017. With the current administration’s plans to real and replace this healthcare bill that was enacted by former president, Obama, in 2010, there has been much confusion regarding the current state of affairs.
While much of the ACA remains the same, there are a few changes that the public should be aware of. The most obvious change is in the enrollment period which has been cut in half. In the years prior, consumers had until January 31st to enroll, but it ends earlier this year on December 15. The shortened enrollment period may mean that some people who are not aware, will miss out on enrolling and face stiff tax penalties next year.
Whether you receive your healthcare services from a primary medical care center or urgent care center, you are legally required to have health insurance unless you qualify for an exemption. It is important for American consumers to visit Healthcare.gov to compare and contrast prices and plans. For those who enroll by December 15, their plans will go into effect on January 1, 2018.
For Americans who already have health insurance through the marketplace, they will automatically be re-enrolled for 2018. However, if they want to switch plans, they must do so before December 15, 2017. Not being informed can be costly as some plans may be discontinued, some may cost more and some may cost way less. For those who qualify, tax credits are available to help lower premiums. Most primary medical care centers and urgent care clinics will also accept Medicaid and Medicare patients.